As life expectancies expand and families spread across the country, more elderly Americans are finding that they need costly nursing and at-home skilled care. The long-term care insurance market is difficult to navigate, making it challenging to prepare financially. Companies, policies and pricing change often. New products are changing the dynamics of this complex market.
We help you sort through providers and policies to come up with choices for your clients based on their finances and health history. By providing you with side by side comparisons, we show you cost effective options that make use of stand-alone policies, hybrid policies or specialized riders that can ease your clients’ worries and concerns.